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Home > Current Rates > Loan Rates

Loan Rates

Auto Loans*
(Effective: May 17, 2013)
Program
Term
APR
Monthly Payments
per $1000 borrowed
New 2013/2012
(84 months requires minimum amount financed of $25,000 )
63 months
4.640%
$17.92
66 months
4.440%
$17.08
72 months
4.790%
$15.98
75 months
5.190%
$15.61
84 months
5.650%
$14.41
2011 / 2010
63 months
4.890%
$18.00
66 months
4.790%
$17.24
72 months
4.990%
$16.05
75 months
5.290%
$15.65
2009 / 2008
63 months
5.090%
$18.09
66 months
4.890%
$17.28
72 months
5.190%
$16.16
75 months
5.590%
$15.79
2007
60 months
5.690%
$19.15
66 months
5.790%
$17.69
72 months
6.290%
$16.67
2006
60 months
5.990%
$19.29
2005
48 months
6.790%
$23.81
60 months
7.290%
$19.89
*Rates on new and used car financing may vary depending on model year. Advertised rate is the lowest APR available and is based on credit worthiness. All rates and terms subject to change without notice. Interest rate will be determined by individual credit worthiness. Luxury discount of .15% on a financed amount of $30,000 and above.


Personal Loans*
(Effective: January 1, 2012)
Program
Term
APR
Monthly Payments
per $1000 borrowed
Personal Loans
12 months
9.490%
$87.68
24 months
10.490%
$46.38
36 months
10.490%
$32.50
48 months
10.490%
$25.60
60 months
11.990%
$22.24
*Annual Percentage Rates (APRs) listed above includes a .50% discount with automatic payments from a Dexter Credit Union checking account. All rates and terms subject to change without notice. Interest rate will be determined by individual credit worthiness.