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Home > Current Rates > Deposit Rates

Deposit Rates

Certificates of Deposit*
(Effective: Monday, April 8, 2013)
Program
 		Term
 		APY
Regular & IRAs
3 months
0.250%
6 months
0.250%
7 months
0.300%
8 months
0.300%
9 months
0.300%
10 months
0.300%
11 months
0.300%
12 months
0.300%
13 months
0.450%
15 months
0.450%
18 months
0.500%
24 months
0.600%
30 months
0.750%
36 months
1.000%
60 months
1.400%
Step Up CD
(Step-Up option available on new
48 month CD accounts only and may
be exercised only once during the
term of this account.)
48 months
1.150%
*Annual Percentage Yield (APY) assumes interest remains on deposit and that withdrawal will reduce earnings. A penalty will be imposed for early withdrawal from a Certificate of Deposit Account. Minimum balance to open a Certificate of Deposit Account is $1,000.00. Minimum balance to open an IRA Certificate of Deposit is $500.00. All rates and terms subject to change without notice.


Checking & Savings Accounts*
(Effective: 04/01/2013 - 06/30/2013)
Program
 		Minimum Daily Balance
to earn APY 		APY
Deposit
$0.00
 0.000%
Share Savings
$100.00
 0.150%
Interest Checking
$1,000.00 and above  0.250 %
$0.00   to  $1,000.00   0.100 %
Club Account
$0.00
 0.000%
IRA
$100.00
 0.150%
*Annual Percentage Yield (APY). All rates and terms subject to change without notice.


Money Market Accounts*
(Effective: 04/01/2013 - 06/30/2013)
Program
 		Minimum Daily Balance
to earn APY 		APY
Money Market
$500.00
 0.150%
*Annual Percentage Yield (APY). All rates and terms subject to change without notice.


Xtra Money Market Accounts*
(Effective: 03/08/2013)
Program
 		Minimum Daily Balance
to earn APY 		APY
Xtra Money Market
Over $150,000.00   0.400 %
$100,000.00   to  $149,999.99   0.400 %
$75,000.00   to  $99,999.99   0.350 %
$50,000.00   to  $74,999.99   0.350 %
$25,000.00   to  $49,999.99   0.300 %
$10,000.00   to  $24,999.99   0.300 %
$2,500.00   to  $9,999.99   0.250 %
$0.00   to  $2,499.99   0.250 %
*Annual Percentage Yield (APY). All rates and terms subject to change without notice.