 |
|
click
here to apply online
Or call our
24-Hour Lending Center at:
1-800-286-7226
|
|
| |
 |
|
Call to apply for
a Visa Card today:
1-888-415-6154
(9:30am to 6:00pm, EST)
Or click here
to apply online
|
|
|
|
| Annual
Percentage Rate |
14.24% to 23.24%* |
| Other
APRs |
Balance-Transfer
14.24% to 23.24%*
Cash-Advance APR
14.24% to 23.24%*
Penalty APR 23.99%.
See explanation below.**
|
| Variable
Rate Information |
Your
APR may vary. The rate is determined
quarterly by adding a
margin, ranging from
5.99% to 14.99%, to the prime
rate. See explanation
below.**
|
Grace
Period for Repayment
of Balances for Purchases
|
25
days |
| Method
of Computing the Balance for Purchases |
Average
Daily Balance (including new purchases) |
| Annual
Fee |
Visa
Classic: None
Visa Platinum: None
Visa Platinum Preferred: $30 |
| Late
Payment Fee |
$29.00 |
| Over-the-Credit
Limit Fee |
$29.00 |
|
|
Note: Change to
foreign transaction current exchange rate: Effective April 1, 2005,
the exchange rate for transactions in foreign currency will be a rate selected
by VISA from the range of rates available in wholesale currency markets for the
applicable central processing date, which rate may vary from the rate VISA
itself received, or the government mandated rate in effect for the applicable
central processing date plus the 1% fee.
*Your APR will be
determined using the margin assigned when you apply. The amount of your
margin is based on our evaluation of your creditworthiness. Your margin
will be disclosed in the credit agreement and disclosure you will receive if
approved.
**Your APR(s) may
increase up to the penalty APR if you fail to make the minimum payment or other
required payment by the payment due date or fail to comply with or to perform
any other term, condition, or obligation contained in your credit card
agreement.
***The prime
rate used to determine your APR is the rate as published in the Wall Street
Journal on the last day of the month preceding the rate change. The
prime rate as of November 1, 2007, is 7.50%.
| Other
Fees: |
| Returned
Check Fee |
$29.00 |
| Photocopy
of Statement: |
$0.00 |
|
This information was
accurate as of November 2007. Please contact us at (888) 415-6154 for
any change in the information since November 2007.
